Tarificación del producto MLPE (Multirriesgos líneas personales)

Abstract

This Professional Proficiency Report, required to obtain the degree of Economist Engineer from the Faculty of Economic Engineering, Statistics, and Social Sciences at the National University of Engineering, aims to accredit my professional experience, which I have developed over more than eight years in roles such as actuarial analyst, specialist, and coordinator in actuarial function and technical risk areas. In “Chapter I: Professional Experience”, I detail my career path from May 2017 to the present, beginning as an actuarial/business analyst at Pacífico Seguros, then as an actuarial function specialist at Crecer Seguros, and finally as coordinator of the actuarial function and technical risk management. This section also outlines the competencies, skills, and contributions I have developed throughout my professional journey. In “Chapter II: Projects in the Specialization”, I present three (03) projects developed during my professional experience: pricing of the MLPE (Multirisk Personal Lines) product, pricing of the Marine insurance line, and determination of initial reserves for the Dishonesty insurance line. These three projects were carried out during my time as a business technical analyst at Pacífico Seguros, in response to the company's need to update its pricing structures and initial reserves, as applicable. I was responsible for collecting the necessary information, processing the data, analyzing it, and establishing the required assumptions. Finally, I presented the new proposals to the relevant departments for implementation. It is important to note that the work I performed was supervised and validated by my immediate supervisors, who provided guidance and support throughout the process.